2020/21 | ||||||||
30.06.2021 | 30.09.2021 | 31.12.2021 | 31.03.2022 | 30.06.2020 | 30.09.2020 | 31.12.2020 | 31.03.2021 | |
Statement of profit or loss | ||||||||
Revenue | 3,762,157 | 4,382,100 | 4,427,919 | 4,999,978 | 3,921,422 | 4,379,258 | 4,147,743 | 4,211,546 |
Net interest income | 1,801,362 | 2,070,984 | 2,381,676 | 2,783,533 | 1,665,186 | 1,738,769 | 1,865,640 | 2,342,039 |
Total operating income | 2,208,761 | 2,910,322 | 2,951,984 | 3,344,229 | 1,888,262 | 2,410,018 | 2,339,045 | 2,724,895 |
Net operating income | 1,780,908 | 2,625,464 | 2,810,014 | 3,003,765 | 1,657,842 | 1,877,650 | 1,869,867 | 2,523,067 |
Non-interest expenses | 1,160,806 | 1,321,566 | 1,399,862 | 1,069,973 | 978,544 | 1,144,765 | 1,109,284 | 1,231,181 |
Profit before tax | 620,102 | 1,303,898 | 1,410,152 | 1,933,792 | 679,298 | 732,885 | 760,583 | 1,291,886 |
Income tax expense | 175,000 | 360,000 | 348,550 | 772,314 | 191,416 | 221,753 | 225,000 | 272,644 |
Profit for the period | 445,102 | 943,898 | 1,061,602 | 1,161,478 | 487,882 | 511,132 | 535,583 | 1,019,242 |
Statement of financial position | ||||||||
Total assets | 93,586,498 | 92,684,007 | 96,873,639 | 105,419,983 | 96,669,015 | 94,216,586 | 95,441,532 | 94,330,969 |
Loans and advances to customers | 73,963,677 | 74,080,553 | 76,520,471 | 78,686,953 | 73,694,970 | 74,778,363 | 75,085,313 | 75,058,331 |
Deposits and borrowings | 74,434,597 | 74,285,543 | 76,964,147 | 83,455,939 | 78,981,160 | 77,280,915 | 77,204,882 | 75,822,308 |
Shareholder’s funds | 14,416,737 | 15,066,677 | 16,317,239 | 17,648,075 | 11,702,083 | 12,181,335 | 12,756,909 | 14,020,133 |
Key ratios | ||||||||
Net assets value per share (Rs.) | 206.56 | 215.88 | 233.80 | 252.63 | 167.67 | 174.54 | 182.78 | 200.88 |
Return on average shareholders’ equity (Annualised) (%) | 12.51 | 19.08 | 21.52 | 22.79 | 17.08 | 17.12 | 17.10 | 19.99 |
Non-performing loans ratio (Net of IIS and impairment charges) (%) | 2.86 | 1.80 | 1.34 | 0.11 | 4.27 | 2.04 | 3.72 | 2.21 |
Capital adequacy | ||||||||
Tier I (%) | 11.70 | 12.88 | 13.68 | 15.16 | 10.14 | 10.79 | 11.09 | 12.10 |
Tier II (%) | 14.72 | 15.90 | 16.40 | 17.07 | 12.87 | 13.53 | 13.59 | 15.34 |